who works for them even if the person is not capable of receiving a service afforded under the policy. they have. choice except to hire the healthy. they're not saying that but the consequence of this, shep, is that people will have to choose, do i want to pay the 600 bucks, $50 a month, and stay here, or go somewhere else where they're not going to put this burden on me? if i do leave i'm likely to be row placed by somebody who doesn't have to pay the 50 a month because they're in the range of height to weight. >> shepard: begs the next question is, twill there come a time where if you smoke, drink to excess, eat a bunch of fatty foods good, to the cap dimachine, don't exercise you pay more for insurance than those who don't. >> i have to guess on that. i can see where this is going. >> shepard: can you do it? >> yes. right now with the cvs scenario. what's is obese? who will decide.